Professional Liability - E&O
Professional Liability & E&O Insurance in Miami, FL
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Professional Liability & E&O Insurance in Miami, FL
Protect Your Reputation. Protect Your Work.
Mistakes happen, even to the most experienced professionals. At WayGuard Insurance Group, we help Miami businesses defend against claims of negligence, errors, or omissions with customized professional liability insurance (also known as E&O Insurance).
As an independent insurance agency, we compare policies from top-rated carriers to find the right protection for your business, so you can focus on doing your best work with confidence.
What Is Professional Liability (E&O) Insurance?
E&O Insurance protects your business when a client claims your services caused them financial harm due to:
- A professional mistake
- Missed deadlines or errors
- Incomplete work
- Accusations of negligence or breach of duty
- Misrepresentation or failure to deliver promised results
Even if a claim is unfounded, legal defense alone can be expensive. This coverage helps pay for legal costs, settlements, and judgments, so a lawsuit doesn’t derail your business.
Who Needs E&O Insurance?
Professional liability insurance is essential for service-based and licensed professions, including:
- Consultants & freelancers
- Marketing & creative agencies
- Accountants & tax preparers
- Real estate agents & brokers
- Property managers
- Architects & engineers
- IT providers & software developers
- Medical & legal professionals (often under specialty coverage)
If your business gives advice, delivers services, or signs contracts, you’re likely at risk for E&O claims.
What Does E&O Insurance Cover?
Your policy may include:
- Legal defense costs (even if you’re not at fault)
- Settlements and judgments
- Claims of negligence or professional mistakes
- Breach of contract
- Misrepresentation or inaccurate advice
- Missed deadlines or delivery failures
Note: Professional liability does not cover bodily injury or property damage, that’s what general liability covers.
Why Choose WayGuard Insurance Group?
- We Are Independent: We work with multiple insurers to bring you the best options, without bias.
- Tailored Protection: Your industry, your risks, your policy. We build coverage that fits.
- Local Expertise: Based in Miami, we understand Florida laws and the unique risk landscape for professionals.
- Fast, Friendly Support: From policy setup to claim response, our team is here to help you stay protected and stress-free.
Get a Quote for E&O Insurance in Miami
Don’t leave your reputation and livelihood exposed. Let WayGuard Insurance Group help you protect your business with smart, affordable professional liability insurance in Miami, FL.
Request a Quote.
Talk to a Local Advisor!