General Liability

General Liability Insurance for your Business

Reliable Protection. Unbiased Guidance. Local Expertise.

At WayGuard Insurance Group, we’re more than just an insurance provider — we’re an independent insurance agency serving businesses across Miami, FL. That means we work for you, not the insurance companies. Our team compares policies from multiple top-rated carriers to find you the best general liability insurance at the right price.

Whether you're a contractor, consultant, store owner, or service provider, general liability coverage is a foundational part of protecting your business from costly claims and legal risks.

What Does General Liability Insurance Cover?

General liability insurance helps protect you from:

• Bodily Injury
  Coverage for medical bills and legal expenses if a customer or visitor gets hurt on your property or job site.
• Property Damage
  Pays for accidental damage caused to someone else's property during business operations.
• Personal & Advertising Injury
  Covers claims like libel, slander, or copyright infringement related to your advertising or marketing.
• Legal Defense Costs
  Includes lawyer fees, court costs, and settlements—even if the claim against you is unfounded.

Why Work with an Independent Insurance Agency?

As an independent agency, WayGuard Insurance Group offers:

• Unbiased Advice: We don’t push one carrier—we shop the market to find the right fit for your business.
• Customized Policies: Every business is unique. We tailor coverage to your industry, risk level, and budget.
• Trusted Local Service: We’re based in your community, know the regulations, and provide responsive, personal service.
• Claims Advocacy: When something goes wrong, we’re on your side—helping you navigate the claims process.

Who Needs Commercial General Liability Insurance?

• Contractors & Subcontractors
• Retail Store Owners
• Office-Based Businesses
• Home Service Providers (plumbers, electricians, HVAC, etc.)
• Freelancers and Consultants

If your business interacts with people, property, or marketing, you likely need general liability insurance to operate safely and legally.

Get a Free Quote Today

At WayGuard Insurance Group, we help small businesses across Miami, FL secure reliable, affordable general liability insurance coverage backed by real people who care about your success.

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