Privacy Policy
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Privacy Policy
WayGuard Insurance Group – PrivacyPolicy
Effective Date: 02/19/2025 Introduction
WayGuard Insurance Group (“WayGuard,” “we,” “us,” or “our”) is committed to safeguarding the privacy and confidentiality of personal information collected in the course of our business. This Privacy Policy explains in detail how we collect, use, disclose, and protect your personal information.
This policy applies to allindividuals and entities whose information we collect, including: Visitors to our website www.wayguardinsurance.com Customers, prospective customers, and policyholders Visitors and users interacting with our official social media pages Individuals contacting us by phone, email, in person, or through other meansBy using our website, engagingwith our services, or interacting with us via social media or other platforms,you acknowledge and agree to the terms outlined in this Privacy Policy. Information We Collect2.1 Personal Information ProvidedDirectly by You
We may collect personal information you provide when you request a quote,complete forms, send emails, make phone calls, schedule appointments, or meetwith us in person. This information may include: Full name, business name, and job title Physical address, mailing address, email address, and telephone numbers Date of birth, Social Security Number, driver’s license number, and other government-issued identifiers Business tax identification numbers Details regarding your business operations and insurance needs Prior and current insurance coverage details Claims history and loss runs Payment and billing information2.2 Information Collected fromSocial Media and Online Platforms
When you interact with WayGuard Insurance Group through social media platformsincluding but not limited to Facebook, Instagram, LinkedIn, and Google BusinessProfile, we may collect: Your public social media profile information Name, username, and profile photo Contact information you provide through direct messages or forms Content of messages, comments, or inquiries sent to us Engagement metrics such as likes, shares, clicks, and post interactions Any personal information shared voluntarily via contests, campaigns, or advertisements run on social media platformsWe collect and use suchinformation in accordance with this Privacy Policy and the privacy policies ofthe respective social media platforms.2.3 Information CollectedAutomatically
When you visit our website, we may automatically collect certain technical andusage information, including: IP address and geolocation data Browser type, version, and language settings Operating system and device type Pages visited, time spent on each page, and referring/exit URLs Cookies, tracking pixels, and other identifiers2.4 Information Obtained fromThird Parties
We may receive information about you from: Licensed insurance carriers and underwriting agencies Public records and government databases Credit bureaus as permitted by law Referral partners and business associates Online lead generation services Purpose of Collection and Use of Information
We may use the information collected for the following purposes: Provide insurance quotes, policy recommendations, and related services Process applications and underwrite insurance coverage Service and maintain existing policies Process billing, payments, and claims Communicate regarding policy renewals, changes, and updates Respond to inquiries and provide customer service Comply with state, federal, and industry regulatory obligations Conduct fraud prevention, compliance audits, and due diligence checks Improve website performance, user experience, and marketing effectiveness Manage advertising campaigns and measure marketing results across platforms Deliver promotional communications in accordance with applicable laws Disclosure of Information
We will never sell your personal information. We may disclose personal information to: Licensed insurance carriers for quoting, underwriting, and policy servicing Third-party service providers under binding confidentiality agreements State and federal regulatory authorities as required by law Legal counsel in connection with claims, disputes, or litigation Business partners or referral sources, with your consent Successors in interest in the event of a merger, acquisition, or sale of assets Legal Basis for Processing
We may process your personal information based on: Your explicit consent Performance of a contract or steps taken before entering into a contract Compliance with legal obligations Legitimate business interests, provided your rights are not overridden Data Retention
We retain personal information for as long as necessary to fulfill the purposes outlined in this policy and to meet our legal and regulatory requirements. When data is no longer needed, it will be securely destroyed or anonymized. Security Measures
We employ administrative, physical, and technical security safeguards to protect personal information from unauthorized access, use, disclosure, alteration, or destruction. While we strive to use industry-standard protections, no security method is entirely risk-free. Marketing Communications
We may send you promotional emails, SMS messages, or other communications regarding our products and services if you have provided consent or as otherwise permitted by law. You may opt out at any time by using the unsubscribe link in emails or by contacting us directly. Cookies and Tracking Technologies
Our website uses cookies, tracking pixels, and similar technologies to: Analyze website traffic and performance Customize user experience Deliver targeted advertising and measure its effectivenessYou may disable cookies in yourbrowser settings, though some website features may be limited. Your Rights
You may have the right to: Access the personal data we hold about you Request corrections or updates to your information Request deletion of your data, subject to legal requirements Opt out of marketing communications Restrict or object to specific processing activitiesRequests can be submitted via thecontact information in Section 13. Third-Party Websites
Our website and communications may contain links to third-party websites. We are not responsible for their privacy practices. We encourage you to review the privacy policies of those websites before sharing personal information. Changes to This Policy
We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Updated versions will be posted on our website with a revised effective date. Contact Information
For questions, concerns, or to exercise your rights under this Privacy
Policy, contact:
WayGuard Insurance Group
2001 NW 107th Ave, Suite 450
Doral, FL 33172
Phone: 305-204-2488
Email: info@wayguardinsurance.com
Website: www.wayguardinsurance.com
Effective Date: 02/19/2025 Introduction
WayGuard Insurance Group (“WayGuard,” “we,” “us,” or “our”) is committed to safeguarding the privacy and confidentiality of personal information collected in the course of our business. This Privacy Policy explains in detail how we collect, use, disclose, and protect your personal information.
This policy applies to allindividuals and entities whose information we collect, including: Visitors to our website www.wayguardinsurance.com Customers, prospective customers, and policyholders Visitors and users interacting with our official social media pages Individuals contacting us by phone, email, in person, or through other meansBy using our website, engagingwith our services, or interacting with us via social media or other platforms,you acknowledge and agree to the terms outlined in this Privacy Policy. Information We Collect2.1 Personal Information ProvidedDirectly by You
We may collect personal information you provide when you request a quote,complete forms, send emails, make phone calls, schedule appointments, or meetwith us in person. This information may include: Full name, business name, and job title Physical address, mailing address, email address, and telephone numbers Date of birth, Social Security Number, driver’s license number, and other government-issued identifiers Business tax identification numbers Details regarding your business operations and insurance needs Prior and current insurance coverage details Claims history and loss runs Payment and billing information2.2 Information Collected fromSocial Media and Online Platforms
When you interact with WayGuard Insurance Group through social media platformsincluding but not limited to Facebook, Instagram, LinkedIn, and Google BusinessProfile, we may collect: Your public social media profile information Name, username, and profile photo Contact information you provide through direct messages or forms Content of messages, comments, or inquiries sent to us Engagement metrics such as likes, shares, clicks, and post interactions Any personal information shared voluntarily via contests, campaigns, or advertisements run on social media platformsWe collect and use suchinformation in accordance with this Privacy Policy and the privacy policies ofthe respective social media platforms.2.3 Information CollectedAutomatically
When you visit our website, we may automatically collect certain technical andusage information, including: IP address and geolocation data Browser type, version, and language settings Operating system and device type Pages visited, time spent on each page, and referring/exit URLs Cookies, tracking pixels, and other identifiers2.4 Information Obtained fromThird Parties
We may receive information about you from: Licensed insurance carriers and underwriting agencies Public records and government databases Credit bureaus as permitted by law Referral partners and business associates Online lead generation services Purpose of Collection and Use of Information
We may use the information collected for the following purposes: Provide insurance quotes, policy recommendations, and related services Process applications and underwrite insurance coverage Service and maintain existing policies Process billing, payments, and claims Communicate regarding policy renewals, changes, and updates Respond to inquiries and provide customer service Comply with state, federal, and industry regulatory obligations Conduct fraud prevention, compliance audits, and due diligence checks Improve website performance, user experience, and marketing effectiveness Manage advertising campaigns and measure marketing results across platforms Deliver promotional communications in accordance with applicable laws Disclosure of Information
We will never sell your personal information. We may disclose personal information to: Licensed insurance carriers for quoting, underwriting, and policy servicing Third-party service providers under binding confidentiality agreements State and federal regulatory authorities as required by law Legal counsel in connection with claims, disputes, or litigation Business partners or referral sources, with your consent Successors in interest in the event of a merger, acquisition, or sale of assets Legal Basis for Processing
We may process your personal information based on: Your explicit consent Performance of a contract or steps taken before entering into a contract Compliance with legal obligations Legitimate business interests, provided your rights are not overridden Data Retention
We retain personal information for as long as necessary to fulfill the purposes outlined in this policy and to meet our legal and regulatory requirements. When data is no longer needed, it will be securely destroyed or anonymized. Security Measures
We employ administrative, physical, and technical security safeguards to protect personal information from unauthorized access, use, disclosure, alteration, or destruction. While we strive to use industry-standard protections, no security method is entirely risk-free. Marketing Communications
We may send you promotional emails, SMS messages, or other communications regarding our products and services if you have provided consent or as otherwise permitted by law. You may opt out at any time by using the unsubscribe link in emails or by contacting us directly. Cookies and Tracking Technologies
Our website uses cookies, tracking pixels, and similar technologies to: Analyze website traffic and performance Customize user experience Deliver targeted advertising and measure its effectivenessYou may disable cookies in yourbrowser settings, though some website features may be limited. Your Rights
You may have the right to: Access the personal data we hold about you Request corrections or updates to your information Request deletion of your data, subject to legal requirements Opt out of marketing communications Restrict or object to specific processing activitiesRequests can be submitted via thecontact information in Section 13. Third-Party Websites
Our website and communications may contain links to third-party websites. We are not responsible for their privacy practices. We encourage you to review the privacy policies of those websites before sharing personal information. Changes to This Policy
We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Updated versions will be posted on our website with a revised effective date. Contact Information
For questions, concerns, or to exercise your rights under this Privacy
Policy, contact:
WayGuard Insurance Group
2001 NW 107th Ave, Suite 450
Doral, FL 33172
Phone: 305-204-2488
Email: info@wayguardinsurance.com
Website: www.wayguardinsurance.com